how to Pay Vendors Online Without Bank Hassle | Melio
Pay Vendors Online
Without the Bank Hassle
Free ACH payments • Pay by credit card anywhere • Automatic QuickBooks sync • Save 15+ hours every month
Start Free – 30 Days Unlimited AccessNo credit card required • Cancel anytime
Trusted by 100,000+ US small businesses • $100B+ processed • 40M+ bills paid on time
Tired of Manual Vendor Payments?
Printing checks, expensive wires, lost invoices, and endless reconciliation are killing your productivity and cash flow.
The Smart Way to Pay Vendors Online
Melio gives small businesses, freelancers, agencies, and accountants a simple, powerful platform to pay any vendor — anywhere — faster and cheaper.
Free ACH Payments
Pay vendors with free ACH (up to your plan limit). No more expensive wires or checks.
Pay by Credit Card Anywhere
Use your card even when vendors don’t accept them. Earn rewards while keeping cash longer.
AI Bill Capture + Automation
Snap a photo or forward an email — Melio reads it instantly and lets you schedule or auto-pay.
Seamless QuickBooks Integration
Two-way sync with QuickBooks Online & Desktop. No more double entry.
How to Pay Vendors Online with Melio (3 Simple Steps)
- Sign up free — Connect your bank in minutes (no credit card needed).
- Add bills easily — Upload via photo, email, or manually. AI does the heavy lifting.
- Pay your way — Choose ACH, credit card, check, or wire. Schedule once or set auto-pay.
Simple, Transparent Pricing
| Plan | Price / Month | Free ACH Payments | Best For |
|---|---|---|---|
| Go | $0 forever | 5 | Testing or very low volume |
| Core | $25 (+$10/extra user) | 20 | Most small businesses |
| Boost | $55 (+$10/extra user) | 50 | Growing teams & QuickBooks Desktop |
| Unlimited | $80 | Unlimited | High-volume businesses |
Additional ACH after free limit: $0.50 each • Credit card: 2.9% • 20% discount available with annual billing
Melio vs Traditional Banks & Other Tools
Melio is built specifically for small business vendor payments.
Ready to Save Time and Money?
Join thousands of US small businesses that have ditched the bank hassle and now pay vendors smarter with Melio.
Start Free 30-Day Trial – No Credit Card Needed30 days of unlimited features • Easy setup • Cancel anytime
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